Case study · Collections compliance

Reputational risk
now lives inside
every collection call.

The RBI has moved collection call conduct from best practice to binding mandate. Goodmeetings clients are already positioned ahead of this shift.

RBI 2026 directions · Collections compliance brief
DIRECTIONS RBI 2026
EFFECTIVE July 1 2026
CONDUCT Binding mandate
MONITORING Real time, every recovery call
CALLING WINDOW 8 AM to 7 PM
353

regulated entities penalised by the RBI in FY25 alone

98%

Transcription accuracy across languages and dialects

Tailored for collection calls

Recognizes collections jargon, vendor names, and EMI details, structured for how a collection call actually plays out.

From days to hours

Turnaround time in a couple of hours regardless of volume

THE MANDATE

From best practice to
binding mandate.

The RBI, effective July 1 2026, has moved collection call conduct from best practice to binding mandate. Contact hours, tone, and third party disclosure are no longer grey areas. Lenders are now required to run real time monitoring on every recovery interaction.

Goodmeetings clients are already positioned ahead of this shift.
NOW BINDING

Contact hours

Calls stay inside the permitted 8 AM to 7 PM window.

NOW BINDING

Tone

How an agent speaks is now part of the mandate.

NOW BINDING

Third party disclosure

Loan details must never reach a third party.

NOW BINDING

Real time monitoring

Required on every recovery interaction.

THE HIDDEN RISK

One lapse is all it takes.

For years this went largely untracked. Companies are only now discovering the reputational risk sitting inside unmonitored collection calls.

LAPSE ONE

One agent disclosing loan details to a third party.

LAPSE TWO

One call placed outside the permitted 8 AM to 7 PM window.

UNDER THE NEW REGIME, A SINGLE LAPSE CAN TRIGGER
A compliance flag
A regulatory escalation
A headline
353

regulated entities were penalised by the RBI in FY25 alone, and recovery conduct now sits squarely inside that scope.

THE APPROACH

Where Goodmeetings is different.

Language depth, built for India

Multilingual and dialect compliant transcription model tuned for the linguistic complexity of India, so nuance and intent are never lost in translation.

Full metric coverage

Every call scored across fatal, non fatal, and compliance metrics, with automated disposition tagging built in.

Dispositions that tell the full story

Every call auto tagged across dispositions, so you know exactly what happened without listening to the call.

PTP Broken promise Refusal Not reachable Third party contact

Speed that matters

Turnaround in a couple of hours, not days, so compliance risk surfaces while it is still fixable, not after the fact.

THE RESULTS

100% call audit. Compliance, proven in hours not weeks.

Capture payment intent, commitments and fatal violations, with the accuracy audit teams require.

WHAT WE DO
01

100% call audit

Every collection call audited by AI, not sampled.

02

Intent & compliance

Payment intent, commitments and fatal violations captured automatically.

99%+ accuracy 100% coverage
4% to 100%

compliance tracking coverage

5 to 6 hours

turnaround time, cut from 5 to 6 days

Zero

manual audit effort; team redeployed to higher value tasks

Zero

sampling blind spots, with full visibility into the collections floor